by Mary-Ellen Mess
As rents skyrocket and housing prices soar, low and moderate-income residents are hard pressed to find a place to live that is affordable. Monmouth County is particularly desirable in a hot real estate market that extends throughout New Jersey and the nation.
Many Red Bank Library patrons use our public computers to find jobs and housing. While there are a number of programs that offer help and subsidies, the application process and search for available housing units can be daunting.
The Affordable Housing Alliance (AHA) of Monmouth County is a great resource for apartment seekers and potential first-time homeowners. The information posted here is from AHA’s library presentation on June 4th.
How to Work with the Affordable Housing Alliance
Complete an intake today by going to https://www.housingall.org/ and
click the red “Get Help Now!” button.
Monmouth County Offices
3535 Route 66, Parkway 100, Building 4
Neptune, NJ 07753
(732) 389-2958
11 White Street
Eatontown, NJ 07724
(732) 982-5072
Ocean County
1415 Hooper Ave, Suite 301
Toms River, NJ 08753
(732) 256-8650
AFFORDABLE HOUSING ONLINE RESOURCES
Low Income Housing Tax Credit
Rental units in apartment complexes
Units are priced by Area Median Income (AMI) range so those earning within a range pay a specific, set rent per unit bedroom size
Units posted on the New Jersey Housing Resource Center (www.njhrc.gov) *All State-funded units are posted here
Mount Laurel Housing
Units are priced by Median Income range. Those earning within a range pay a specific, set rent per unit bedroom size
Units for Rent and Purchase
Affordability Programs for Affordable units
Rehabilitation Programs
Contact Administrative Agents for desired municipalities
The AHA’s Waiting Lists: Atlantic Highlands, Eatontown, LittleSilver, Manalapan, Sea Bright, Shrewsbury, Wall Township & more!
Other Administrative Agents manage other towns throughout New Jersey
Units posted on the New Jersey Housing Resource Center (www.njhrc.gov) *All State-funded units are posted here
Public Housing
Tenants pay up to 30% of their gross household income toward rent
Income caps vary by area and are updated each year
Apply through an official municipal Housing Authority
List of Housing Authorities on HUD’s Website (www.hud.gov/newjersey/renting)
Visit www.affordablehousingonline.com to search available units and open waiting lists register for e-mail alerts
Housing Choice Voucher/Section 8
Income requirements are up to 50% of Area Median Income
Tenant-Based
Tenants pay between 30%-40% of their gross household income toward rent
Waiting list lottery application process
Can be used on any type of unit that passes HUD inspection
Applicants cannot be discriminated against for having voucher
Voucher might be able to be used to purchase a home
Project-Based
Rent is set at 30% of the tenant’s gross household income
Waiting list application process
Mostly apartment complexes
Visit www.affordablehousingonline.com to search available units and open waiting lists register for e-mail alerts